Ways to Open an APY Account
All citizens of India (non-taxpayers) can open an APY account either offline or online. Here are the details for both the ways to enrol conveniently for APY:
Online
- You can open your APY account digitally. You must link your Aadhaar with your mobile number to avail of the online APY account opening facility.
- Fill out the required details correctly - savings account number, email ID, Aadhaar number, etc. in the online APY registration form.
- Once the signup is done, enter the login details and complete KYC formalities at the comfort of your home.
- After the successful registration you will receive an email with the acknowledgement number for APY registration.
Offline
- Collect the APY registration form from a PoP
- You can submit the filled-in APY account opening form to the POP -SP, i.e., a bank or a post office where you have a savings account.
- All banks (nationalized banks, private banks, banking companies, cooperative banks, regional rural banks, etc.) act as POP-SPs directly or indirectly (via other enablers). Enablers include the following options:
- Existing non-banking aggregators / business correspondents / micro finance institutions, etc.
- Facilitators appointed by the PFRDA or the Central Government.
Important FAQs
Can I open APY account online?
Yes, you can open APY account online through e-NPS portal.
Can I open APY account through Post office?
Yes, you can open APY account through Post office.